Terms of Use

The information provided below, clarifies the legal agreement between CertiBanks and you (further mentioned as the "User", "he/she", "his/her", "him/her", "one"). These Terms of Use must be read carefully as this is the way the User can work with the Website, access the information published at the Website and any pages of the Website, our official social media accounts or all other products and services provided by the Company. These Terms of Use is designed for all users irrespective of the fact whether they get access to the Website as a registered user or a guest. The User completely accepts and agrees with these Terms of Use while visiting the Website and its subsidiary pages. All payment transactions made through any of the Website's pages of the Website are subject of these Terms of Use as well. If the User does not agree with any of these Terms of Use, he/she should not use the Website and any of products and services offered at the Website.

Ways to Use the Website

The information provided at the Website and at our official social media accounts is for information purposes only, and not for professional, financial or legal. Therefore, it is not necessary to rely on it under no circumstances. If the User needs a professional consultation, then he/she is offered to consult with the party which is qualified in such cases before taking any actions considering the provided information. The User also agrees that any comments published at the Website or at any our official social media accounts will be visible to the public and that CertiBanks doesn't not bear any responsibility for the further usage of the posted comments.

Third-Party Websites and Links Access

The content of the Website may include banners, buttons or links which redirect the User to other third-party websites. CertiBanks does not support these websites and they are available at the Website only for additional information; thus, it's not recommended to make purchases from them. Still, it stays completely for the choice of the User.

The User should use the references submitted at the Website, at his/her own peril. Our Terms of Use do not extend to links to other websites or third-party resources. It is recommended to get acquainted with the Terms of Use of these third-party resources before taking any action. It should be noted that these third-party websites and links are beyond our control, and we do not bear responsibility of the content provided there and do not check it. If any of these mentioned websites violates the User's confidentiality, we do not assume any responsibility and are not responsible for the data received by any of the provided links.

Changes & Updates of the Website

CertiBanks bears all responsibility for reliability and correctness of any data published at the Website. Nevertheless, we cannot guarantee that the published information is always correct and reliable because we update the content at the Website every time when we find it is necessary in order to make it as authentic as possible. It should be noted that we do not undertake any obligations regarding the nature of the information and content at the Website. We can make changes to the current Terms of Use at any time. Therefore, the User's access to product(s) and/or service(s) will be changed as well. Whenever he/she purchases product(s) and/or service(s) at the Website, it is the User's duty as a customer to check it out. We will make every effort to ensure the relevance of the Website. Therefore, we have the right to remove or change any part of the Website at any time without prior notice. If the User accepts our Terms of Use, we are not responsible to him/her if any part of the Website is completely changed or deleted.

Exception of Responsibility to the User for the Website Usage

Any liability that the User may incur while using the Website due to negligence or any other reason is excluded to the full extent allowed by the law. There are no guarantees that the functionality of the Website will remain unmistakable or uninterrupted. The Website is provided without any approval for "AS AVAILABLE" and "AS IS", and no guarantees are provided by CertiBanks.

Contingencies

If the User orders any product(s) and/or service(s) through the Website, we are not responsible for any delays or failures if they occur outside of our control. These circumstances include things like accidents, blocking, fire or communication failure. If force majeure happens, we will try to fulfill our obligations if we have the right to them. In case of force majeure circumstances, we promise to inform the User as soon as possible. If force majeure lasts more than 14 days, then both parties can withdraw from the agreement. If the User has paid for the product(s) and/or service(s)in advance, he/she will receive a full refund.

Creating Account at the Website

The User can create his/her own account at the Website by following a detailed procedure of registering. Once the User is registered, it is his/her duty to keep the given ID and password safe and not to share them with anyone else. The User is completely responsible for all the activities happening with his/her account. In case the User suspects that the account has been hacked, CertiBanks will not bear responsibility for any data loss or damage. In this case the User is strongly advised to inform CertiBanks immediately.

Data Protection

Our prime concern is to keep the data of our users safe and to make sure that none of the accounts is accessible by any third-party without the User's consent. The User is free to change or update his/her personal information provided in the account at any time after registration. To know more about our security and confidentiality and how to keep the data safe and secure read our Privacy Policy.

Notifications

All notifications can be delivered in any of the following ways:

By e-mail.
Via courier to the business address.
It can be delivered personally.
Undertake your orders and requests for products, particular services, data or other features.

Any notification must be written in English, unless otherwise noted.

Products and Services Details

By products and services we mean the digital learning materials that are available at the Website (further mentioned as the "Products"). The User gets a non-transferable, non-granted right to use and access to the products only as per the Terms of Use. The User is not allowed to sell or transfer these rights to anyone else. We reserve all the rights of ownership and rights to the Products, including all intellectual rights incorporated in them. In addition, all materials, including trade names, service marks and trademarks, are the property of CertiBanks. These Terms of Use clearly state that the User does not have any rights, expressed or implied, with respect to the Products, except for those specified in the Terms of Use. In that degree in which it is provided by the applicable legislation the User has no right to allow any other person or legal entity, or on own initiative to lease, extend or sublicense any part of Products; or to copy, remake, reproduce, resell, exchange or use the whole or part of the Product for any commercial purposes; or to decompose, take apart, translate, make any changes to the Product or to make efforts for detecting the source code of the Product or to create other works from Products which are plagiarized by nature; relay, reproduce, save, copy, extend, take and write on any content protected by copyright which the User gets for using the Products. Thus, the User bears responsibility for running such prohibited ways of use of all the Company's Products. Continuous efforts are undertaken by CertiBanks all the time while offering the improvise the products and services to the User to provide him/her with the maximum benefit. In this way, the User will be granted access rights to get the latest features and updates made for the Products, since we, provide these functions during the maintenance period. Continuous updating the products makes the latest features available to the User and he/she is given access to these at the Company's discretion. While providing product optimization it is possible that at times:

The access to the products is restricted.
Some features are removed/added/modified.

All these might happen without sending a pre-notice to the User while the maintenance process is carried on. In case the User continues using the product after the update, then it's regarded as he/she has accepted any changes to the Terms of Use. Notifications of updates will be posted at the Website, and will be deemed to have been published for the User after uploading process is finished at the Website.

Unlimited Subscription

Unlimited Subscription Products (further mentioned as the "Unlimited Subscription Products") means the access to all the Products at the Website offered separately during the Subscription Period. The Subscription Period (further mentioned as the "Subscription Period") starts on the date when the User has purchases the Unlimited Subscription Products. At the end of the subscription period, the User's rights to use Unlimited Subscription Products expires and he/she has no longer access to Unlimited Subscription Products. CertiBanks reserves the right to stop or suspend Subscription Period of the User in case of violation of any Terms of Use by him/her if we have proof of that fact. The same can be implemented in case the User's right to utilize the Unlimited Subscription Products causes any disturbance to other's right or incurs CertiBanks to bear any legal liabilities.

Placing an Order

While ordering a product, the User will come across multiple options. It is advisable to read them properly to have the complete information before making the choice. In case of any doubt, contact us beforehand so that we can assist the User about the product(s) or/and service(s) concerned and help him/her make the right choice and place the order. We do everything possible to respond to the User's request promptly, however we cannot guarantee that it will always be so. Therefore, the User bears responsibility for collecting additional information on product(s) or/and service(s) from us before choosing to get it. CertiBanks can cancel or reject any order at any time without indicating any specific reason. As per these Terms of Use and the acceptance of the order by us, the orders placed by the User at the Website will be considered as an offer from his/her end to buy the product(s) or/and service(s) which we deliver.

Pricing

Prices for any services or products that the User may want to purchase are clearly indicated in the section that he/she chooses at the Website. We are not responsible for removing or refusal or any failure that occurs while processing the order of purchasing the products or services available at the Website. Before confirming the order, the total price will be shown to the User. The right to update/withdraw/amend the price of any product or service at any time is reserved by us. We do not need to give any prior notice to it. All prices given at the Website are mostly correct, but there are possibilities of error. In case any error occurs then all transactions regarding to it will be voided by us and full refund will be made. We reserve the right to update, withdraw or modify any services and products that we offer, or to change their prices at any time without prior explanation or notification. Though we put in more of an effort to make prices always actual and correct, in case of any mistake, any transaction of such kind will be canceled by us, and the User will be entitled to a full refund.

Payment method

Whenever the User makes any payment online via credit or debit card, the card details are directly sent to the service provider (acquiring bank) to initiate the transaction. CertiBanks makes sure that no such card information is being unauthentically accessed by any third party. This eliminates the possibility that such data becomes available to third parties when transmitted electronically. Still, there's no 100% guarantee of data security that's why the User should try his/her best to protect the data from unauthorized access by third parties while making the transaction.

Product Delivery and Terms of Delivery

On purchasing the Product, the User will receive an email to the email address associated with his/her Website personal account. Normally, the access to the Product is given right after the purchase. As the User's order is placed and payment is made, access to a relevant page of the Website along with a link to the Product purchased will be provided, or in some cases an activation code might be given as well. In case both aren't received by the User, then CertiBanks will offer the User another way to get the Product available. In cases where the credit card requires manual verification, there is a possibility of delay in delivery of the Product up to 12 hours max.

If you User has opted for the Unlimited Subscription Products, so in accordance with the selected subscription type, each Unlimited Subscription Products subscription will be kept active for a certain period of time – the Subscription Period. The User can cancel his/her subscription at any time. However, the User does not cancel the subscription, then the subscription will remain automatically-recurring, i.e. User's credit card will be billed each Subscription Period automatically. On the other hand, one-time purchases remain active for the period depending on the Product service time. In case of any questions and quires regarding the purchased Product or any other issue related to the Service provided at the Website, please, contact us.